Burial Costs & Arrangements - Funeral Guide (2024)

Information on arranging a burial and the costs involved

Last updated: 2 August 2019

Burial Costs & Arrangements - Funeral Guide (1)

Burial is an ancient process, as our article on the history of burial in Britain, dating back as far as 130,000 years. It still remains a popular choice today. Whether you’re planning a traditional churchyard burial for your loved one, or you’ve opted for a woodland burial, you’re sure to have questions about the whole process. We’ve put together a guide here to the various elements involved in arranging a burial.

Burial costs

The cost of a burial is usually the same as a cremation, in terms of the funeral directors’ fee. However, the cost of a grave is generally more expensive, making burial arrangements slightly more expensive than cremation overall.

You should bear in mind that you are not buying the actual plot of land, but the right to have a burial there. The law states that a grave may only be ‘leased’ for up to 100 years at a time. You will therefore be given the option to ‘top-up’ your lease over time.

It is also important to remember that if your loved was not a resident of the area you wish to bury them in, the cost may be significantly more.

The average cost for a basic burial in the UK in 2018 was £4,798. The actual cost of a funeral can vary greatly depending on where in the UK you are, what type of funeral you are organising, and whether or not your loved one has chosen to use a funeral plan.

Your loved one’s wishes

When deciding how to plan a burial, many people will take their loved one’s wishes into account. However, you may feel that you are unable to afford aspects of those wishes, so it is important to know that you are not legally required to do so.

If you are concerned about the cost of a burial, find out if you may be entitled to help with funeral costs.

Arranging a burial

If you have appointed the services of a funeral director, they will take care of most of the burial arrangements. If you wish to organise it yourself, you will need to contact the cemetery directly. In such a case the cemetery will require the following information:

  • Name, address and age of your loved one
  • The date and time of the burial
  • Details of the person arranging the burial
  • Coffin size
  • Burial type (whether it is religious or not)

If you have already bought a lease for a grave, you will also need to submit your grave number.

Legal requirements

You must ensure that you have registered the death before arranging the burial. You will be issued with a Certificate for Burial. This is needed for a burial to take place.

Registering a death is the first step in obtaining a Certificate for Burial. In the first instance you need to contact the GP of the person who has died or, if they died in a hospital, the doctor who was looking after them. They will be able to arrange a Certificate of Cause of Death.

Once you have a Certificate of Cause of Death, you need to contact a registrar and register the death officially. This needs to happen within 5 days in England, Wales and Northern Ireland, and within 8 days in Scotland.

Once you have registered the death with the registrar, you will be given a Certificate for Burial or Cremation, which is known as the GR021 in Northern Ireland. You can give this to your funeral director and from there they can organise your burial.

A Burial plot application form will need to be filled out and submitted whether you are requesting a completely new burial plot, or looking to reopen an existing burial plot. Your funeral director will be able to help you with this process.

If an inquest is needed, for example, if the cause of death is unknown, then you will need to contact the coroner to find out when they will be able to provide a death certificate. Once their inquest has been completed and they are satisfied that a burial, or cremation, can take place, they will issue an Order For Burial Form instead.

For a burial at sea you’ll need to apply for a burial at sea license.

Can I be buried in churchyard if I’m not christened?

In general, parishioners of a church are eligible for burial in that church’s churchyard, but they don’t necessarily have to be christened. However, this may differ from church to church and you should ask your funeral director to inquire before making firm plans.

On top of that, a larger concern is a general lack of space. The amount of space for burials in any given churchyard will be necessarily limited. So finding a space in a churchyard for a burial can be hampered by that, before the question of faith arises.

What is the difference between a cemetery and a graveyard?

A cemetery is a catch-all term for a place where people are buried, whereas a graveyard is an area linked to a church. While some non-church adjacent cemeteries might be referred to as graveyards, they are in fact cemeteries.

Can you bury ashes in a graveyard?

You can bury ashes in a graveyard. Not every graveyard will have space or will allow for the burying of ashes, but there’s no legal reason for a graveyard not to allow the burial of ashes.

What happens when a graveyard is full?

If a graveyard is full and the person who is going to be buried hasn’t reserved a space, another burial site will have to be chosen. Because grave plots are usually leased, rather than sold, new spaces often come up in graveyards. Your local diocese will be able to advise you of the availability of space in your chosen graveyard.

The Burial service

If you decide on a burial for your loved one, you may wish to hold a burial or graveside service. This is usually a short service held after the funeral as the coffin is lowered into the ground. Often the person leading the service will invite mourners to attend the burial.

The burial service may include a short prayer or reading, depending on preference and religious beliefs. Another common tradition is for the bereaved to scatter soil onto the coffin once it has been lowered. Some people also choose to throw flowers.

Occasionally, people may choose to hold a graveside service as the main ceremony. In this case, chairs can be set up beside the grave for the closest friends and family members. However, bear in mind that graveside services are outdoors and will be subject to weather conditions.

Can I get buried without a coffin?

There are no legal obligations for you to be buried in anything at all, though the majority of burial sites, especially council run locations, will require at least a coffin. Potentially, if you are being buried on private land, you could be buried without any coffin, casket or even clothing.

Headstones and memorials

You are not legally required to provide a headstone or a memorial for a grave. However, most people choose to get one made, whether it is weeks, months or even years after the burial. They remain the most popular types of grave markers when it comes to traditional burials.

Once a headstone or a memorial has been ordered, it takes an average 8-12 weeks to be completed. The headstone cannot be placed until the ground settles; this can take around six months.

What are the different types of burials?

There is some variation in types of burials, but not a great deal. We’ve listed the three main differences below.

In-ground burials are probably the most traditional, widespread and well known. They involve digging a plot in a site designed for burials were a person can be interred, usually in a coffin or casket, though some burial grounds allow or encourage simpler or more eco-friendly options such as biodegradable shrouds.

Above-ground burials in a mausoleum are a less popular but equally traditional means of burial. Historically, mausoleums have been regarded as a more prestigious way to bury someone as they offer more opportunity for ornate markings of the site of interment. But there are now mausoleums around the country available to the wider public.

Green burials are a fairly new concept, but are rapidly gaining popularity. They are more environmentally friendly than traditional in-ground burials and usually take place in woodland or meadows.

There is no gravestone or memorial for a green burial. The bereaved sometimes choose to mark the site of the grave with a tree or a rough cut stone, or may choose to let it become part of the surrounding natural landscape

There are now over 260 green burial sites in the UK. Prices can vary widely, depending on where you live.

Are there alternatives to burial and cremation?

There have always been alternative burial options and alternatives to cremation, but in the UK these are your only two viable options. Burial and cremation have been the standard options for funerals for centuries now, though other, non-traditional options are becoming available.

One technology that is on its way to becoming a staple is resomation. Otherwise known as hydro-cremation or alkaline hydrolysis, this is an environmentally friendly way of cremating someone, but using liquid rather than the traditional cremation furnace.

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Burial Costs & Arrangements - Funeral Guide (2024)

FAQs

What is typically the most expensive part of a funeral? ›

A casket often is the single most expensive item you'll buy if you plan a "traditional" full-service funeral. Caskets vary widely in style and price and are sold primarily for their visual appeal.

Is $20000 enough for a funeral? ›

Remember that these average funeral costs don't include outside services, such as the burial plot, transportation, or flowers. So, the overall average funeral costs can quickly run between $10,000 - $20,000 in total.

How much should you spend on a funeral arrangement? ›

Funeral costs by state
StateMedian burial costMedian cremation cost
California$7,225$6,028
Colorado$6,888$5,694
Connecticut$7,881$7,069
Delaware$7,800$7,070
46 more rows
Apr 19, 2024

Does the state of New Jersey help with funeral expenses? ›

There are public assistance programs available, based on specific eligibility requirements that are designed to help with funeral and burial expenses. These programs include: Social Security, Supplemental Security Income and Work First NJ (Medicaid). Learn about options that may be available to you below.

Is $10,000 enough for a funeral? ›

In most cases, $10,000 should be sufficient to cover the costs of a traditional funeral service. However, it's important to note that prices can vary significantly depending on the location, the funeral home, and the specific services and merchandise selected.

What is the cheapest burial option? ›

Direct cremation is the least expensive way to bury your loves one. It is done respectfully, and gives your and your family time to find the most personal and affordable burial option.

How do people afford burial? ›

Yes, many funeral providers offer plans to prepay for a funeral. But there are options that may be better, including taking out a life insurance policy, setting aside savings, or creating a payable on death (POD) account at your bank or credit union.

Who is supposed to pay for a funeral? ›

Typically, the costs of a funeral are shouldered by the estate of the deceased. Funeral expenses are a priority obligation that will be paid before most other estate debts. If, however, there still aren't enough funds, the person who signed the funeral contract will be responsible for the outstanding amount.

How much is a casket in the USA? ›

While there's plenty of variation from one funeral home to another, the average cost of a casket is usually between $2,000 and $5,000. The main features that control this price include the material the casket is made of, the size of the casket, style, and sometimes the color.

What is the largest expense for a funeral home? ›

Casket. A casket is often the most expensive item that factors into the average funeral cost.

Is a headstone considered a funeral expense? ›

Burial expenses – such as the cost of a casket and the purchase of a cemetery grave plot or a columbarium niche (for cremated ashes) – can be deducted, as well as headstone or grave marker expenses.

How much do you tip for a funeral? ›

The typical gratuity for a clergy member who performs a funeral service is between $50 and $150. Be sure to also include a thank-you note. If live music is performed at the funeral service, the usual gratuity is $30 per musician, even if they are family members or friends.

How much will social security pay for funeral expenses? ›

What is the lump-sum death benefit? Social Security offers a one-time, lump-sum payment of $255 to assist with funeral costs, including cremation costs. Social Security's death benefit program was established in 1935 and the payment was capped in 1954.

Are funeral expenses tax deductible in NJ? ›

Code § 18:26-7.8. Section 18:26-7.8 - Funeral and last illness expenses (a) A deduction is allowed for all reasonable funeral expenses and last illness expenses uncompensated for by insurance or otherwise, owing and unpaid at the decedent's death for which the decedent's estate is liable.

Does Medicare pay for cremation in NJ? ›

Medicare does not cover direct cremation costs, but there are alternative ways to get financial help for cremation.

What is the most expensive funeral services? ›

1. Alexander the Great- $600 millionThis ancient Macedon king who presided over the largest empire in the world from the Ionian Sea to the Himalayas enjoyed the most expensive funeral till date. He passed away in 323 BC and was placed in Gold Casket and transported in a gold carriage pulled by 60 horses.

What is the most important part of a funeral? ›

Eulogy/Remembrance

Fourth, the eulogy may be the single most important aspect of a funeral service. It is the time to acknowledge and affirm the significance of the life lived. With that in mind, take time to share treasured memories, quotes, or even the lost loved one's favorite jokes.

Which one is expensive between a coffin and a casket? ›

Since the other differences between caskets and coffins don't matter that much even though they are very similar unless it comes down to price. Caskets are generally more expensive as they have more decoration and use more elaborate materials.

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